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With International Terrorism in the Spotlight, Travel Insurance Can Help Ease Some of Our Fears

With international terrorism rearing its ugly head yet again, travelers are unnerved at the prospect of going away. Another set of terrorist attacks in the island of Bali have put a damper on many travel plans. Sadly, terrorism has become a worldwide concern, but there are options available to help travelers protect themselves and their families. Travel insurance offers a refund of your trip cost in case of a terrorist actin the city that is part of your itinerary.

When it comes to terrorism insurance, there are three main coverages that insure a safe trip: Trip Cancellation, Trip Interruption, and Accidental Death and Dismemberment Insurance.

-- Insurance companies offer protection up to 100% of your trip cost under coverage of Trip Cancellation, if you need to cancel your trip in case of terrorism. Coverage starts at midnight from your purchase date and covers you up to your date of departure. Travelers should keep in mind that there are many other valid reasons that exist for canceling a trip.

-- Trip Interruption covers you in the event your trip gets interrupted and you are forced to head back home prematurely. Up to 150% of your total trip cost is protected since unscheduled flights are more expensive than scheduled ones.

-- Accidental Death and Dismemberment insurance, often known as AD&D, offers coverage in case of an accidental death. Coverage begins at $10,000 and can go up to $1 million.

Since 9/11, we have been feeling a little safer domestically. Traveling internationally has been another story. Areas that are frequently visited by Americans such asEurope, Israel and parts of Asia had a string of terrorism attacks. Althoughtravel insurance is not a perfect solution, several options are available. Insurance will reimburse your trip investment in case your travels are disrupted or provide medical treatment and evacuation in case you get injured. There is even a company that will insure your life while traveling to the world's hot spots, including Afghanistan, Iraq and Israel.

Find out more at eGlobalHealth Insurers Agency, LLC